Stop Overpaying for Payments.

Laurel Ridge Merchant Services helps local businesses accept payments simply, securely, and at rates that actually make sense for your bottom line.

Why
Laurel Ridge Merchant SERVICES

We’re not a call center. We are your partner in payment processing — transparent, responsive, and on your side. We partner with a network of trusted processing partners to deliver customized plans and equipment tailored to your business needs. And if there is an issue, you call us directly. No call 800 numbers and waiting on hold.

Lower Processing Rates

We audit your current statement and find savings most processors don't want you to know about.

Local, Personal Service

Talk to a real person who knows your business — not a ticket queue. We pick up the phone.

Transparent
Pricing

No surprise fees, no bait-and-switch rates. Your statement is clear and straightforward every month.

Fast Approvals

Most businesses receive approval within 48 hours. We handle the paperwork, you handle the customers.

What we Offer

Payment solutions that fit your business. Whether you’re a retailer, restaurant, or service provider, we have a processing setup built around how you work.

  • Reliable countertop and wireless terminals that accept chip, swipe, tap, and contactless payments — fully PCI-compliant.

  • Secure payment gateways integrated with your website or shopping cart. Start accepting cards online in days.

  • Turn any smartphone into a card reader. Perfect for food trucks, tradespeople, farmers markets, and pop-up shops.

  • Free audit of your existing processing costs. We'll tell you exactly where you're losing money and how much we can save you.

  • Get your money faster. Most of our clients qualify for next-day deposit to keep cash flow healthy.

  • Build customer retention with branded gift card and loyalty programs that work seamlessly with your processing system.

What Our Customers Say About Us

  • Laurel Ridge merchant services is absolutely amazing

    We are glad we went with Laurel Ridge Merchant Services. Ray is very knowledgeable and does everything he can to help in anyway!

    Laura & Dave | Car Repair Owners

  • Fast Response Resolve save the Day

    The Greater Connellsville Chamber of Commerce has been extremely pleased with the service and support provided by Laurel Ridge Merchant Services. Their customer service is always responsive, professional, and reliable. They even helped us resolve an issue during a major event, saving the day and allowing us to continue operations without interruption. The equipment is dependable, easy to use, and backed by stellar support. We highly recommend Laurel Ridge Merchant Services to any organization looking for a trusted payment processing partner.

    Connellsville Chamber of Commerce

  • Above and Beyond Service

    I cannot say enough great things about Mr. Ray and the incredible service he provided for my business. He installed my Clover system professionally and made the entire process smooth, easy, and stress-free. What truly impressed me was his dedication — he drove all the way from Pennsylvania to Georgia just to make sure everything was installed correctly and working perfectly. Mr. Ray is not only hardworking and knowledgeable, but he genuinely cares about the success of the businesses he works with. Beyond installing the Clover system, he also helped support my business growth by creating flyers, business cards, and even assisting me in securing a business loan during a difficult time. That level of support is rare to find these days. He is kind, patient, professional, and excellent at what he does. His work ethic and customer service are truly outstanding, and my customers absolutely love the improvements he helped bring to my business. Words honestly cannot explain how thankful I am for everything he has done. If you are looking for someone dependable, experienced, and passionate about helping businesses succeed, I highly recommend Mr. Ray. He goes above and beyond every single time. Thank you, Mr. Ray, for your hard work, dedication, and continued support.

    Juliet | Vitamin Store Owner

  • Help Explaining Where We Can Save

    The experience I have had with Laurel Ridge Merchant Service has been outstanding in an area of business that can be somewhat confusing. Ray has been helpful by all measures. Explains things well and has made savings happen when a time for saving is needed. This company is a benefit to any business..

    Michelle L | Hair Salon

  • Never Pushy Sales

    Choosing Laurel Ridge Merchant Services was one of the best decisions our business has made, and that’s entirely thanks to Ray, From the very beginning, Ray demonstrated a level of expertise, transparency, and genuine care that is rare in the card‑processing industry. Ray took the time to understand our business, review our existing processing setup, and clearly explain where we were losing money — and how he could fix it. His approach is never pushy; instead, it’s educational, honest, and focused on long‑term success. You can tell immediately that he truly cares about the merchants he serves.

    Steve | Restaurant owner

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